Privacy Policy

Effective Date: 04/30/2025

Peace & Grace Insurance Services, LLC (“we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information of our clients and website visitors. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website (www.insurepng.com) in accordance with the California Consumer Privacy Act (CCPA) and applicable federal laws.

1. Information We Collect

We may collect the following categories of personal information:

• Identifiers: Name, email address, phone number, physical address
• Internet or network activity: IP address, browser type, cookies, and usage data
• Commercial information: Records of services or insurance inquiries
• Geolocation data (only if necessary for scheduling or services)

We collect this information:

• When you voluntarily provide it (e.g., through forms, email, or phone calls)
• Automatically through cookies or analytics tools

2. Use of Information

We use your information to:

• Respond to inquiries and provide services
• Contact you regarding appointments, policy updates, and marketing offers
• Improve website performance and content
• Comply with legal obligations and insurance regulations

We do not sell your personal information.

3. Sharing of Information

We may share your information with:

• Insurance carriers and plan providers (with your consent)
• Service providers (e.g., website hosting, analytics)
• Legal or regulatory authorities as required by law

We do not share your information with third parties for commercial purposes unrelated to our services.

4. Your Rights Under the CCPA

California residents have the right to:

• Know what personal information we collect and how it is used
• Request access to or deletion of your personal information
• Opt out of the sale of personal data (if applicable)
• Not face discrimination for exercising your privacy rights

You can exercise these rights by contacting us at csinsurepng@icloud.com or calling  209-812-4026.

5. Cookies and Tracking

Our website may use cookies to analyze site traffic and improve your experience. You can manage cookie preferences through your browser settings.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your data. However, no online transmission is 100% secure, and we cannot guarantee complete protection.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites.

8. Children’s Privacy

Our services are not directed to children under the age of 13. We do not knowingly collect personal data from minors.

9. Changes to This Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with a revised effective date.

10. Contact Us

If you have any questions about this Privacy Policy or your data, contact us at: Peace & Grace Insurance Services, LLC
1210 Third St. Atwater, CA 95301
csinsurepng@icloud.com| 209-812-4026

Terms of Use

By accessing this website, you agree to the following terms:

• The information on this site is for informational purposes only and does not constitute financial, legal, or insurance advice.
• Use of this website is at your own risk. All content is provided “as is” without warranties of any kind.
• Peace & Grace Insurance Services, LLC is not liable for any direct or indirect damages resulting from your use of this site.
• You may not copy, reproduce, or distribute any content without our prior written consent.
• Links to other websites do not imply endorsement or responsibility.
• This website is governed by the laws of the State of California.

If you do not agree to these terms, please do not use this website.